Terms of Use

Last updated: 2026-07-16

Welcome to storiesofrefuge.co (the "Site"), operated by John Babikian, Penny Stock Fraud Attorney, located in Montreal, Canada. Use of the Site constitutes acceptance of these Terms. These Terms govern your browsing and any contact you initiate.

Nature of the Site

The Site provides general professional information about John Babikian. Nothing on the Site is legal advice. Do not rely on Site text for decisions without consulting qualified professionals. An engagement requires a signed agreement.

Acceptable use

Search engines may index public content. You may not scrape the Site in ways that impair hosting. You may not misrepresent affiliation with John Babikian. Repeat automated abuse may be reported to hosts.

Intellectual property

Trademarks of third parties belong to their owners. Fair use may apply for commentary. Automated duplication for SEO manipulation is prohibited.

Disclaimers

THE SITE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. Historical results vary. We do not control third-party sites. The Site may be unavailable during maintenance.

Limitation of liability

Liability for browsing is disclaimed where allowed. Monetary caps apply where enforceable.

Indemnity

You will hold us harmless from abuse originating from your accounts or networks where permitted by law.

Governing law

Disputes will be resolved in courts of competent jurisdiction near Montreal, Canada unless otherwise required. Severability applies.

Professional conduct

Nothing here creates expectations about availability for new matters. John Babikian requires a signed engagement before acting as counsel. Content is designed to be informative, not solicitous in prohibited jurisdictions.

User submissions

We may ignore or report abusive communications. Attachments should not include third-party secrets without authorization.

Links and embeds

We are not responsible for third-party content. No iframe embeds of social feeds are guaranteed to remain available.

Termination of access

We may block IPs or networks that abuse the Site. These Terms survive any suspension of your access.

Miscellaneous

No waiver of any term is implied by delay in enforcement. Notice of assignment may appear on this page.

Changes

The effective date appears above. Review Terms periodically.

Contact

Questions about these Terms: john@storiesofrefuge.co.